Social Security Disability and Your Rights–Appealing a Denial


The Social Security disability benefit program is for people who can no longer work due to a medical condition. The disability must be either terminal or expected to last one year or more. There is a list of qualifications that must be met at both federal and state levels before a determination of benefits is made. If the determination results in a denial of disability benefits, you have the right to file an appeal.

How Do I Appeal a Disability Benefit Determination?

Within 60 days of receipt of your denial letter, you must request an appeal online or in writing. Along with a statement that you are appealing the decision, you will also include any new information regarding your medical condition.

How Does the Appeals Process Work?

During an appeal, your claim may be presented to a new person who has not yet been involved with your claim. This person looks at the original information you presented as well as any changes in your condition. This is called a reconsideration.

If reconsideration still results in denial you have the right to request a hearing. Your hearing takes place with an administrative law judge. The judge will ask questions of you and any witnesses you present. You will also have the opportunity to personally question the witnesses. You may want to consult with a disability attorney prior to a hearing. The attorney will act as your representative; this is particularly helpful if your impairment is severe enough to prevent you from following the various steps of a hearing procedure on your own.

A decision of denial at a hearing is not the end of the process if you believe you meet the criteria to receive Social Security disability. You may ask the Appeals Council to review your case. The Appeals Council will take all claim information into consideration. At that point the Council could do one of three things: deny your request to review the appeal, have your case returned to an administrative law judge or make their own determination of your case.

You can choose to take your case to the federal court level if the Council denies either your review request or your claim–this is a final appeal. A disability attorney is best qualified to handle this type of lawsuit as the correct procedure must be followed and the process can be lengthy.


Why Home Alarm Monitoring is Important


Home security systems are important investments which help to protect your home from intrusion and also help to deter burglars from stealing your valuables or causing harm to your family. Security companies have come up with home alarm monitoring packages so as to ease the burden on the client.

Why is home alarm monitoring important?


Immediate crisis response

In case there is a break in and the family members are in the house, panic will arise as this is a normal human response. When many people panic, they tend to be fearful and lack the proper methods to respond to the intrusion. For homes that have subscribed to home monitoring, the security experts will immediately contact the local police in your area and they will respond immediately to eliminate the threat.


Fire and carbon monoxide emergency

Home security systems today are very advanced and they can be integrated with other components such as fire alarms and carbon monoxide detectors. This systems both help in detecting an emerging fire and the increasing accumulation of carbon monoxide.

Carbon monoxide is an odorless gas which is generated when burning items lack enough oxygen to fully combust. Since the gas is odorless, it has lead to many deaths. To avoid all the above, alarm monitoring experts will immediately notify the fire department and ambulance services who will immediately respond to the threat.


Quick response

Home security systems are known to be very effective in providing protection to the home. In case of any break ins, the home monitoring security experts will be able to know where a threat is and they will send the local authorities to the scene. Apart from quick response, the experts also act as witnesses to a crime since they have recorded the break in via the installed CCTV systems.

This will help in convicting the criminals and finally sending them to jail.


Increases your property value

Home security systems and alarm monitoring services help to increase the value of a property. This is important especially when you are intending to resale the house. The protection service will assure the new home owner that his/her family and valuables will be well protected and burglars will be prevented from breaking in.


Payment of low insurance premium

Insurance companies offer clients discounts and low insurance premium rates if they inspect and find that you have a home security system and have subscribed for alarm monitoring service. The discounts can reach up to 20% meaning you will be able to save a lot.
If your home has been broken into a couple of times, your insurance company will advise you to have a home security system and alarm monitoring service in order to protect your valuables.

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